Wedding Insurance is exactly what it sounds like – an insurance policy that covers your wedding and financially protects you against misfortune and mishap. 

IS WEDDING INSURANCE RIGHT FOR YOU? 
The decision to purchase Wedding Insurance is a highly personal one – a financial decision that is an additional cost for your wedding budget, but will protect you from unforeseen disasters and mishaps. As the average cost of weddings rises, now $25,000 in Canada,  wedding insurance becomes more of a necessity. After all you would not buy a new car that cost that much without insuring it against damage. If you are having a less expensive affair, or are a couple that likes to live with risk, perhaps you’ll decide to forgo the insurance. Keep in mind that you can get a less expensive policy that will only cover either a more intimate affair or a specific risky part - such as if you’re worried about your luggage getting lost en route to your destination wedding; wedding insurance could cover the cost of quickly replacing your gown and tuxedo. 

WHAT WEDDING INSURANCE POLICIES GENERALLY COVER
Be sure to read the fine print of your policy to make sure they cover these things! 

Weather - if your celebration has to be postponed because of rain or other bad weather, your policy should cover the cost of rescheduling. 

Illness or Injury - if essential people get sick or injured and cause the wedding to be postponed, the expenses involved with that postponement are covered. 

A Missing Officiant - if your minister, justice of the peace, rabbi or other celebrant should be a no-show, you’ll recoup some of your costs.

Missing vendors - similarly, if your caterer, florist, photographer, or other key vendor is missing in action, you’ll recover some costs and possibly the costs of rescheduling the whole thing. 

Ceremony or reception venue - if your ceremony and reception sites does not already carry their own insurance, your wedding insurance policy can cover damage to the site, fire, electrical or mechanical problems, or going out of business that causes you to lose money or have to reschedule. 

YOU CAN PURCHASE ADDITIONAL COVERAGE
You can purchase additional coverage for: 

Gowns & Tuxedos - coverage for stores going out of business or damage. 

Gifts - if your homeowners or renters insurance doesn’t cover them, you may want to protect against theft or damage of gifts. 

Liability - most sites carry liability insurance, but if you’re having your wedding at home, you’ll want to be protected in case a guest gets hurt or hurts someone else. 

Honeymoon - protect yourself against having to cancel your trip due to illness, bad weather or other unfortunate circumstances. 

WHAT YOUR POLICY DOES NOT COVER
Cancelling due to cold feet & because of something you already knew when you took out the policy.
Wedding Insurance


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The information on Wedding Connections website is not to be rented, exchanged, sold or given to any other entity without our express permission. Wedding Connections Wedding Professionals offer services and products that can be beneficial to you in planning your weddings or outdoor weddings, such as: photographers, ceremony and reception sites, outdoor weddings venues, rehearsal dinner venues, caterers, jewelers, videographers, wedding planning, culinary services, wedding cakes & bakers, bridal gowns, weddings consultants, consultants and planners, florists, equipment rentals, lighting, invitations,  gifts & favors, bridal party attire, wedding gowns, men's attire & tuxedos, limousine & transportation services, bridal registries, honeymoon & destination weddings venues, health & beauty and new home services. Many of the vendors are equipped to handle outdoor weddings. Wedding Connections does not sell or trade our membership lists to anyone that is not in the BC Lower Mainland and area Weddings vendor on this website.


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