A Missing Officiant - if your minister, justice of the peace, rabbi or other celebrant should be a no-show, you’ll recoup some of your costs.
Missing vendors - similarly, if your caterer, florist, photographer, or other key vendor is missing in action, you’ll recover some costs and possibly the costs of rescheduling the whole thing.
Ceremony or reception venue - if your ceremony and reception sites does not already carry their own insurance, your wedding insurance policy can cover damage to the site, fire, electrical or mechanical problems, or going out of business that causes you to lose money or have to reschedule.
YOU CAN PURCHASE ADDITIONAL COVERAGE
You can purchase additional coverage for:
Gowns & Tuxedos - coverage for stores going out of business or damage.
Gifts - if your homeowners or renters insurance doesn’t cover them, you may want to protect against theft or damage of gifts.
Liability - most sites carry liability insurance, but if you’re having your wedding at home, you’ll want to be protected in case a guest gets hurt or hurts someone else.
Honeymoon - protect yourself against having to cancel your trip due to illness, bad weather or other unfortunate circumstances.
WHAT YOUR POLICY DOES NOT COVER
Cancelling due to cold feet & because of something you already knew when you took out the policy.